Conventional - Loans either without mortgage insurance or with Private Mortgage Insurance (PMI) that follow the lending guidelines of Fannie Mae and/or Freddie Mac. We have hundreds of conventional loan products. Chances are we have a program that fits your needs.

VA - Veterans Administration loans are also insured by the government, however are available only to qualified active duty or reservists (current or prior). The veteran borrower must have a Certificate of Eligibility from the Veterans Administration. NO money needed at closing!!!! The only type of loan to consider if you are a veteran.

FHA - Federal Housing Administration loans are insured by the Department of Housing and Urban Development. Designed for, but not limited to, first time homebuyers. More flexible guidelines and less money at closing! We are FHA experts.

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